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DEPOSIT RATES
This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.
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Interest Rate
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Annual Percentage Yield
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| Passbook Savings |
Minimum to Open $100.00
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0.15%
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0.15%
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| Health Savings Account |
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0.75%
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0.75%
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| Super NOW Account |
Minimum to Open $2,500.00
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Daily Balances of:
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Up to $9,999.99
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0.10%
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0.10%
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$10,000.00 - 24,999.99
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0.10%
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0.10%
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$25,000.00 - 49,999.99
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0.10%
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0.10%
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$50,000.00 - 74,999.99
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0.15%
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0.15%
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$75,0000 - 99,999.99
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0.15%
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0.15%
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$100,000.00 and up
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0.15%
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0.15%
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| Money Market Account |
Minimum to Open $2,500.00
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Daily Balances of:
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Up to $9,999.99
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0.20%
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0.20%
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$10,000.00 - 24,999.99
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0.25%
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0.25%
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$25,000.00 - 49,999.99
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0.25%
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0.25%
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$50,000.00 - 74,999.99
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0.30%
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0.30%
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$75,000.00 - 99,999.99
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0.30%
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0.30%
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$100,000.00 and up
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0.30%
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0.30%
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The Interest Rate and Annual Percentage Yield may change after account opening. Fees could reduce the earnings on the account.
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CERTIFICATE OF DEPOSIT RATES
| The rates listed below for Certificate of Deposit accounts also apply to Individual Retirement Accounts; however, we do not offer a 90-Day CD for an IRA investment. The minimum for an IRA investment is $500.00. |
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Interest Rate
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Annual Percentage Yield
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| 90-Day Certificate of Deposit |
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| Miminum Opening Deposit $1,000.00 |
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Daily Balances of:
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Up to $9,999.99
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0.10%
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0.10%
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$10,000.00 - 24,999.99
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0.25%
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0.25%
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$25,000.00 - 49,999.99
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0.25%
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0.25%
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$50,000.00 - 74,999.99
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0.35%
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0.35%
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$75,000.00 - 99,999.99
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0.35%
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0.35%
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$100,000.00 and up
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0.45%
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0.45%
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| 182-Day Certificate of Deposit |
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| Minimum Opening Deposit $1,000.00 |
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Daily Balances of:
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Up to $9,999.99
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0.15%
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0.15%
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$10,000.00 - 24,999.99
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0.30%
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0.30%
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$25,000.00 - 49,999.99
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0.30%
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0.30%
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$50,000.00 - 74,999.99
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0.35%
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0.35%
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$75,000.00 - 99,999.99
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0.35%
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0.35%
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$100,000.00 and up
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0.40%
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0.40%
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| 1 Year Certificate of Deposit |
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| Minimum Opening Deposit $1,000.00 |
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Daily Balances of:
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Up to $9,999.99
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0.25%
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0.25%
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$10,000.00 - 24,999.99
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0.40%
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0.40%
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$25,000.00 - 49,999.99
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0.40%
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0.40%
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$50,000.00 - 74,999.99
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0.45%
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0.45%
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$75,000.00 - 99,999.99
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0.45%
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0.45%
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$100,000.00 and up
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0.50%
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0.50%
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| 2 Year Certificate of Deposit |
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| Minimum Opening Deposit $1,000.00 |
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Daily Balances of:
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Up to $9,999.99
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0.50%
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0.50%
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$10,000.00 - 24,999.99
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0.65%
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0.65%
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$25,000.00 - 49,999.99
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0.65%
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0.65%
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$50,000.00 - 74,999.99
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0.70%
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0.70%
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$75,000.00 - 99,999.99
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0.70%
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0.70%
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$100,000.00 and up
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0.75%
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0.75%
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| 3 Year Certificate of Deposit |
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| Minimum Opening Deposit $1,000.00 |
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Daily Balances of:
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Up to $9,999.99
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0.90%
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0.90%
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$10,000.00 - 24,999.99
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1.05%
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1.05%
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$25,000.00 - 49,999.99
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1.05%
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1.05%
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$50,000.00 - 74,999.99
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1.10%
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1.10%
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$75,000.00 - 99,999.99
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1.10%
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1.10%
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$100,000.00 and up
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1.15%
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1.15%
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| 4 Year Certificate of Deposit |
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| Minimum Opening Deposit $1,000.00 |
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Daily Balances of:
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Up to $9,999.99
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1.00%
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1.00%
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$10,000.00 - 24,999.99
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1.15%
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1.15%
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$25,000.00 - 49,999.99
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1.15%
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1.15%
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$50,000.00 - 74,999.99
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1.20%
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1.20%
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$75,000.00 - 99,999.99
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1.20%
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1.20%
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$100,000.00 and up
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1.25%
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1.25%
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| 5 Year Certificate of Deposit |
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| Minimum Opening Deposit $1,000.00 |
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Daily Balances of:
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Up to $9,999.99
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1.20%
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1.20%
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$10,000.00 - 24,999.99
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1.35%
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1.35%
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$25,000.00 - 49,999.99
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1.35%
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1.35%
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$50,000.00 - 74,999.99
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1.40%
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1.40%
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$75,000.00 - 99,999.99
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1.40%
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1.40%
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$100,000.00 and up
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1.45%
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1.46%
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| A penalty will be imposed for early withdrawal. Fees could reduce the earnings on the account. |
Interest Rates and Annual Percentage Yields are current as of January 23, 2013.
For current rate information, please call (217) 792-5211.
Member FDIC |
