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DEPOSIT RATES

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer. 

   

Interest Rate

Annual Percentage Yield

Passbook Savings

Minimum to Open  $100.00

0.15%

0.15%

       
Health Savings Account  

0.75%

0.75%

       
Super NOW Account

Minimum to Open     $2,500.00

 

Daily Balances of:

Up to $9,999.99

0.10%

0.10%

 

$10,000.00 - 24,999.99

0.10%

0.10%

 

$25,000.00 - 49,999.99

0.10%

0.10%

 

$50,000.00 - 74,999.99

0.15%

0.15%

 

$75,0000 - 99,999.99

0.15%

0.15%

 

$100,000.00 and up

0.15%

0.15%

       
Money Market Account

Minimum to Open     $2,500.00

 

          Daily Balances of:

Up to $9,999.99

0.20%

0.20%

 

$10,000.00 - 24,999.99

0.25%

0.25%

 

$25,000.00 - 49,999.99

0.25%

0.25%

 

$50,000.00 - 74,999.99

0.30%

0.30%

 

$75,000.00 - 99,999.99

0.30%

0.30%

 

$100,000.00 and up

0.30%

0.30%

The Interest Rate and Annual Percentage Yield may change after account opening.  Fees could reduce the earnings on the account.

CERTIFICATE OF DEPOSIT RATES

The rates listed below for Certificate of Deposit accounts also apply to Individual Retirement Accounts; however, we do not offer a 90-Day CD for an IRA investment.  The minimum for an IRA investment is $500.00.
   

Interest Rate

Annual Percentage Yield

90-Day Certificate of Deposit    
Miminum Opening Deposit  $1,000.00    

Daily Balances of:

Up to $9,999.99

0.10%

0.10%

 

$10,000.00 - 24,999.99

0.25%

0.25%

 

$25,000.00 - 49,999.99

0.25%

0.25%

 

$50,000.00 - 74,999.99

0.35%

0.35%

 

$75,000.00 - 99,999.99

0.35%

0.35%

 

$100,000.00 and up

0.45%

0.45%

 

 

   
182-Day Certificate of Deposit    
Minimum Opening Deposit  $1,000.00    

Daily Balances of:

Up to $9,999.99

0.15%

0.15%

 

$10,000.00 - 24,999.99

0.30%

0.30%

 

$25,000.00 - 49,999.99

0.30%

0.30%

 

$50,000.00 - 74,999.99

0.35%

0.35%

 

$75,000.00 - 99,999.99

0.35%

0.35%

 

$100,000.00 and up

0.40%

0.40%

       
1 Year Certificate of Deposit    
Minimum Opening Deposit  $1,000.00    

Daily Balances of:

Up to $9,999.99

0.25%

0.25%

 

$10,000.00 - 24,999.99

0.40%

0.40%

 

$25,000.00 - 49,999.99

0.40%

0.40%

 

$50,000.00 - 74,999.99

0.45%

0.45%

 

$75,000.00 - 99,999.99

0.45%

0.45%

 

$100,000.00 and up

0.50%

0.50%

       
2 Year Certificate of Deposit    
Minimum Opening Deposit  $1,000.00    

Daily Balances of:

Up to $9,999.99

0.50%

0.50%

 

$10,000.00 - 24,999.99

0.65%

0.65%

 

$25,000.00 - 49,999.99

0.65%

0.65%

 

$50,000.00 - 74,999.99

0.70%

0.70%

 

$75,000.00 - 99,999.99

0.70%

0.70%

 

$100,000.00 and up

0.75%

0.75%

       
3 Year Certificate of Deposit    
Minimum Opening Deposit  $1,000.00    

Daily Balances of:

Up to $9,999.99

0.90%

0.90%

 

$10,000.00 - 24,999.99

1.05%

1.05%

 

$25,000.00 - 49,999.99

1.05%

1.05%

 

$50,000.00 - 74,999.99

1.10%

1.10%

 

$75,000.00 - 99,999.99

1.10%

1.10%

 

$100,000.00 and up

1.15%

1.15%

       
4 Year Certificate of Deposit    
Minimum Opening Deposit  $1,000.00    

Daily Balances of:

Up to $9,999.99

1.00%

1.00%

 

$10,000.00 - 24,999.99

1.15%

1.15%

 

$25,000.00 - 49,999.99

1.15%

1.15%

 

$50,000.00 - 74,999.99

1.20%

1.20%

 

$75,000.00 - 99,999.99

1.20%

1.20%

 

$100,000.00 and up

1.25%

1.25%

       
5 Year Certificate of Deposit    
Minimum Opening Deposit  $1,000.00    

Daily Balances of:

Up to $9,999.99

1.20%

1.20%

 

$10,000.00 - 24,999.99

1.35%

1.35%

 

$25,000.00 - 49,999.99

1.35%

1.35%

 

$50,000.00 - 74,999.99

1.40%

1.40%

 

$75,000.00 - 99,999.99

1.40%

1.40%

 

$100,000.00 and up

1.45%

1.46%

       
A penalty will be imposed for early withdrawal.  Fees could reduce the earnings on the account.

Interest Rates and Annual Percentage Yields are current as of January 23, 2013.

For current rate information, please call (217) 792-5211.

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2006 The Farmers Bank. All rights reserved. Member FDIC. Equal Housing Lender.